Published:
November 29 2010, 06:17 PM
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1 Comment(s)
by
Leanne Agurkis
During the last several years, many of us have opted out of the Black Friday crowds and embraced the Cyber Monday experience to kick off our holiday shopping marathon. However, as retailers enhance online shopping for added consumer convenience, there are increased opportunities for crooks to sour the online shopping experience.
This presents a security challenge from both the consumer angle and the IT department angle. According to an ISACA survey on holiday shopping and workplace Internet safety, more consumers will be doing online shopping from their work computer or device.
"47% of employees shopping online will use their company-issued mobile devices: notebook computers, tablets or smart phones. "Digital natives"-ages 18-34, the generation that has grown up with the Internet-are even more likely to shop using mobile devices, and are the least likely to use secure browsing technology. As mobile devices are increasingly used in the workplace, the need for network security policies to protect sensitive data on these devices is also increasing."
Rob Stroud, today's guest blogger at CNBC, ISACA International VP and CA Technologies employee, highlights some thoughts on "digital natives" and their shopping habits. http://www.cnbc.com/id/40380113
And consumers have a lot to be concerned about, too. They need to have the confidence that they are engaged in secure transactions and there is no risk of fraud around identities and credit card information.
The increase in card-not-present transactions during the holiday season needs more security verification than just the CVV number. They need identity verification as well. If you have ever experienced during a credit card transaction Verified by Visa, MasterCard® SecurecodeTM and JCB J/SecureTM, you are engaged in a more secure transaction thanks to the additional identity verification those systems offer.
Arcot, a company recently acquired by CA Technologies, helped patent the technology behind Verified by Visa and other systems like it. The Arcot technology has verified more than 120 million identities protecting them from fraud. To further assist in more safe online shopping, CA Technologies offers just a few security tips as you shop online:
- Shop at sites that show they support an extra layer of protection to help prevent you becoming a victim of fraud. Look for online merchants that display the Verified by Visa, MasterCard® SecureCodeTM and JCB J/SecureTM.
- Look for secure payment processing. When a website processes your payment information, be sure the URL address changes from HTTP to SHTTP or HTTPS. This indicates that the purchase is encrypted or secured.
- Secure, then shop. The bad guys constantly update their techniques, so consumers need to update their protection. Make sure your firewall, antivirus, anti-spyware and operating software are up-to-date.
- Be alert and be suspicious. Identity thieves count on the holiday rush to catch consumers off guard with bogus e-mails that seem to be coming from a legitimate organization such as the bank, the IRS or UPS. These "phishing" scams can lure shoppers into divulging personal information. Be suspicious of anyone asking for additional personal information or asking you to click on links in an e-mail.